Based on practice: on the need to improve training programs on agricultural insurance

Issue № 5, 2023, article № 9, pages 65-74

Language: Russian

Original language title: ИСХОДЯ ИЗ ПРАКТИКИ: О НЕОБХОДИМОСТИ СОВЕРШЕНСТВОВАНИЯ ОБУЧАЮЩИХ ПРОГРАММ ПО АГРОСТРАХОВАНИЮ

Keywords: TRAINING PROGRAM, ACADEMIC DISCIPLINE, EDUCATIONAL ORGANIZATION, AGRICULTURE, INSURANCE

Abstract: Agriculture is a major sector of the Russian economy that is in great need of risk management and insurance is a means of its implementation. However, modern agricultural insurance products are not effective enough and need to be improved. The author of the article puts forward the assumption that the one of the reasons can be found in the insufficient agricultural training of insurance specialists graduating from higher education organizations. The basic principle of the study was the dependence of the degree of development of the insurance school on the activities of these educational organizations in relation to the general state of the insurance industry, as well as the correlation of the predicted possibility of developing effective insurance products by the specialists of insurance companies and their educational level. In the course of the study, six higher education organizations that form the Russian insurance school were expertly identified by the author; analyzed their educational programs in the field of insurance for the presence in them of elements of training in agricultural insurance skills. The study showed that in these educational organizations, the agrarian direction in teaching insurance is practically not represented. As suggestions based on the results of the study, it is proposed to revise the programs of the above educational organizations in the direction of increasing the share of training in the basics of agricultural insurance, as well as the introduction of insurance cases in the programs of educational organizations of higher education with an agricultural orientation. The results obtained in the course of the study, and the proposals corresponding to them, are of scientific and practical importance for the development of two sectors of the Russian economy at the same time - agrarian and insurance.

Authors: Okhrimenko Igor Viktorovich