CREDITING IN AGRO-INDUSTRIAL COMPLEX: STATE, PROBLEMS, SOLUTIONS

Issue № 9, 2017, article № 3, pages 28-38

Section: Economic mechanism of managing

Language: Russian

Original language title: КРЕДИТОВАНИЕ В АГРОПРОМЫШЛЕННОМ КОМПЛЕКСЕ: СОСТОЯНИЕ, ПРОБЛЕМЫ, ПУТИ РЕШЕНИЯ

Keywords: CREDITING, INVESTMENTS, MACROECONOMIC SITUATION, MONETARY POLICY, PROFITABILITY, IMPORT SUBSTITUTION, COMPETITIVENESS, PREFERENTIAL MECHANISM OF CREDITING

Abstract: The article purpose is a research of a condition of crediting in agrarian and industrial complex, as one of the most important elements of the economic mechanism at present. It is required level of credit enhancement for the expansion of import substitution and development of export potential facing the industry. The investment activity in branch for the last 8 years is analyzed. The existing problems having negative effect on intensification of investment activities are identified. The basis for intensification of the investment activities should be to stabilize the macroeconomic situation, including the normalization of the financial markets and ensuring physical and economic availability of credit resources. The report focuses on the indicators of credit activity in 2016. The mechanisms of the budgetary support of crediting including operating since 2017 are analyzed. The measures for improvement of the credit mechanism are proposed/ There are the stabilization in the financial markets; the transition from the restrictive monetary policy of the Bank of Russia on stimulating; the increase in the limits of budgetary funds for preferential crediting of the agricultural sector; expanding the list of banks participating in the program of preferential crediting of farmers; establishment of limits for concessional lending per borrower; increase of financial literacy of agricultural producers; improvement of the institutional system of crediting of farmers, etc.

Authors: Maslova Vlada Viacheslavovna