Яндекс.Метрика

PROSPECTS FOR THE DEVELOPMENT OF AGRICULTURAL INSURANCE WITH STATE SUPPORT IN THE FIELD OF VITICULTURE. LEGISLATIVE INNOVATIONS


DOI 10.33305/1910-38

Issue № 10, 2019, article № 5, pages 38-50

Section: Economic mechanism of managing

Language: Russian

Original language title: ПЕРСПЕКТИВЫ РАЗВИТИЯ СЕЛЬСКОХОЗЯЙСТВЕННОГО СТРАХОВАНИЯ С ГОСУДАРСТВЕННОЙ ПОДДЕРЖКОЙ В СФЕРЕ ВИНОГРАДАРСТВА. ЗАКОНОДАТЕЛЬНЫЕ НОВАЦИИ

Keywords: AGRICULTURAL INSURANCE, VITICULTURE, SUBSIDIZATION OF AGRICULTURAL INSURANCE CONTRACTS

Abstract: Stimulating the development of the viticulture industry and ensuring import substitution are necessary, since Russia's share in the total volume of grape planting can be much larger. However, this industry, like any other branch of agriculture, is subject to risks that affect the economic efficiency of agricultural enterprises. The practice of agricultural insurance among the members of the profile Association indicates a small share occupied by planting perennial plantations of grapes (12‰), which indicates the need for the development of this direction. Considering viticulture as a potential industry for agricultural insurance, it is expedient to analyze the planned changes in the regulatory framework in this direction. Therefore, the article discusses the regulatory component of subsidizing the viticulture industry, as well as risk management issues in this area, analyzes new changes in Federal legislation, offers suggestions for improving agricultural insurance, proposes a comprehensive insurance program on the example of a particular industry in a particular region. Due to the fact that agricultural insurance with state support provides not only planting vineyards, but also their harvest, in this article it is proposed to consider the terms of insurance of the grape harvest. The developed program of grape crop insurance includes: conditions of state support (for all risks) with the use of a maximum deductible (50‰); conditions for commercial types of insurance (for hail) with a deductible of 10‰, which will allow the farmer to save on the insurance policy up to 72‰ in comparison with the full risk package program

Authors: Belova Elena Vladimirovna