Problems and prospects for the development of the leasing market in the Republic of Kalmykia

Issue № 8, 2025, article № 10, pages 98-110

Language: Russian

Original language title: ПРОБЛЕМЫ И ПЕРСПЕКТИВЫ РАЗВИТИЯ РЫНКА ЛИЗИНГА В РЕСПУБЛИКЕ КАЛМЫКИЯ

Keywords: REPUBLIC OF KALMYKIA, AGRICULTURAL INDUSTRY, LEASING, INVESTMENTS, SMALL BUSINESS

Abstract: The financial and investment policy of the Russian Federation at the present stage is aimed at solving complex problems related to the economic development of the country. The complexity and relevance of solving these problems is increasing in the face of global challenges associated with the application of economic sanctions to Russian companies and increased geopolitical tensions. Leasing is one of the important tools for stimulating economic growth and development. The object of the study is leasing relations in the small business system, respectively; the subject of the study is the mechanisms and tools for implementing leasing in small businesses, as well as their impact on investment activity in the Republic of Kalmykia. The goal is to analyze the leasing services market, identify problems and consider prospects. The study used systems, economic, and benchmarking analysis methods, as well as generalization and logical modeling methods. The article presents the results of the analysis of the development of entrepreneurial activity in one of the subjects of the Southern Federal District - the Republic of Kalmykia. The leasing market of Kalmykia is represented mainly by federal companies with regional offices. Agricultural machinery and equipment is the most common subject of leasing. The analysis made it possible to identify such key problems characteristic of the leasing services market in the Republic of Kalmykia as low availability, high rates, insufficient awareness of entrepreneurs about leasing opportunities, etc. In order for the leasing services market to develop effectively, government support is needed in the form of subsidies or partial reimbursement of the cost of obtaining property on lease, as well as the provision of a soft loan used to partially pay the advance payment.

Authors: Kurepina Natalia Leonidovna, Boldyreva Saglar Borisovna, Pavlova Nuiudlia TSagadaevna, CHadlaeva Natalia Evgenevna